Advocacy

Fighting for transparent, inclusive, and customer centric policies and practices

Policy goals

Responsible Bank-Fintech Partnership

Promoting a unified regulatory framework for bank-fintech partnerships and federal interest rate caps to ensure fair access to credit for historically excluded communities

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Banking-as-a-Service

Advocating for clear regulatory guidelines and interagency cooperation to foster responsible innovation and protect consumers in the evolving BaaS landscape

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Earned Wage Access

Seeking tailored regulatory frameworks that distinguish EWA from loans, ensuring consumer protections and fostering financial inclusion for workers

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Buy-Now-Pay-Later

Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities

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Open Banking

Promoting a consumer-protected open banking ecosystem through comprehensive regulatory frameworks that enhance competition

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Artificial Intelligence

Advocating for use case-specific regulations of AI in financial services to enable its responsible use for improving consumer benefits

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Supervisory and Regulatory Technology

Encouraging the use of regulatory technology to enhance financial product oversight and industry efficiency, fostering collaboration between regulators and industry

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Student Lending

Supporting transparent student lending practices and advocates for technology- driven solutions to improve access to credit and repayment processes

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Responsible Innovation within the Credit Reporting Ecosystem

Pushing for modernization of the credit reporting ecosystem to empower consumers and promote responsible innovation while ensuring transparency curbing fraudulent practices