Panelists will examine critical legal and legislative developments within consumer finance, offering the latest updates and analyzing their legal implications. They will address challenges associated with bank-fintech partnerships, including state-level actions on the True Lender doctrine and ongoing DIDMCA litigation. Additionally, the discussion will cover recent proposals regarding credit card fee caps in Washington, the Illinois interchange fee litigation, and the continued evolution of earned wage access. This session will provide valuable insights to help stakeholders navigate the increasingly complex regulatory landscape.