In partnership with FORVIS & CompliSun

ACH Originators must stay current with the ACH Rules, including how updates and changes might impact business practices and operations. These changes are part of a larger Risk Management package intended to reduce the incidence of successful fraud attempts and improve the recovery of funds after frauds have occurred. With six changes coming, it’s important to know how they apply to the work you do. Join AFC Strategic Partners, FORVIS and CompliSun, as they review RFI guidance from regulators, summarize key ACH changes, explore their implications, and share ways to adapt to these new rules.

In collaboration with Hudson Cook LLP

This year, the Consumer Financial Protection Bureau (CFPB) introduced a new registry aimed at identifying and publishing the records of companies and the individuals responsible for repeat offenses resulting in enforcement actions. Additionally, the CFPB has proposed a rule to establish a public registry for terms and conditions in form contracts that seek to waive or limit consumer rights and protections. These registries can create challenges for companies' reporting and compliance processes, and therefore need to be adequately understood. Join leaders from Hudson Cook, Justin B. Hosie and Jay Harris, as well as former Associate Director for Research, Monitoring, and Regulations at the CFPB and current Senior Advisor at FS Vector, Ashwin Vasan, for an in-depth exploration of these new developments, as they break down what these registries mean for businesses and consumers alike, and how they could impact your practices and compliance strategies. Don’t miss this opportunity to stay ahead, understand the implications, and responsibly navigate these changes!

In collaboration with Arnold & Porter, LLP

The Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA) is arguably one of the most important laws impacting financial services by allowing state-chartered banks the ability to compete with their national counterparts. Four decades later, the act is still playing a pivotal role and remains significant in the evolving landscape of financial regulation and fintech lending. In the wake of Madden and multiple divers challenges to True Lender, opting out of DIDMCA has become a blunt legislative tool by some states to limit responsible lending through bank-fintech partnerships. This panel of experts, led by Arnold & Porter LLP, will look at the history and background on the intersection of DIDMCA and the “True Lender” doctrine and address regulatory and enforcement risks around what it means to be a “true lender.”