Panelists will examine critical legal and legislative developments within consumer finance, offering the latest updates and analyzing their legal implications. They will address challenges associated with bank-fintech partnerships, including state-level actions on the True Lender doctrine and ongoing DIDMCA litigation. Additionally, the discussion will cover recent proposals regarding credit card fee caps in Washington, the Illinois interchange fee litigation, and the continued evolution of earned wage access. This session will provide valuable insights to help stakeholders navigate the increasingly complex regulatory landscape.

With the new administration dedicated to making their mark, understanding the evolving role of the CFPB, increased engagement from state regulators, and the growing involvement of the FTC and DOJ is crucial as the fintech industry continues to expand. Join panelists from as they discuss how a trimmed-down CFPB may manage enforcement efforts moving forward. We will also cover the increased enforcement activity at the state level, including the latest actions from State Attorneys General, as well as the roles of the FTC and DOJ in fintech regulation. We’ll dive into the challenges of balancing innovation with compliance and share insights on navigating rapid regulatory change and shifting enforcement priorities.