The gloves are off in the debate on open banking, as industry heavyweights square off over consumer data rights, access fees, and the future of financial innovation. With JP Morgan Chase and other big banks making headlines for charging fintechs access fees for consumer-permissioned data, the debate around who owns the rights to consumer data and who truly benefits from open banking is heating up.

After sparring online, industry heavyweights Phil Goldfeder, CEO of the American Fintech Council, and Ron Shevlin, Chief Research Officer at Cornerstone Advisors, agreed to go head-to-head in a fast-paced, no-holds-barred debate. Don’t miss the round-for-round, pound-for-pound, best discussion on the future of open banking. Refereed by Michele Alt, founding partner at Klaros Group, this session will explore the real-world implications of open banking: Who controls consumer data? Who holds the liability if things go wrong? What happens when the largest financial institutions start putting up tollbooths? What is the real impact of data access fees on fintech companies and consumers? Does open banking truly promote inclusion? And how are regulators and the market are responding?

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