Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
OR: AFC Comment Letter to Oregon DCBS on BNPL Bulletin
NY: AFC Comment Letter to NYDFS BNPL Pre-Proposal Comment Period
NY: AFC Comment Letter to NYDFS BNPL RFI
Federal: AFC Comment Letter to HUD on BNPL RFI
Fintech groups oppose state BNPL rules
New York tightens BNPL rules as the CFPB pulls back
NY State Budget Provides New BNPL Oversight
With CFPB, It's Buy Now, Pay Later, Enforcement Not So Much
Statement from American Fintech Council (AFC) CEO, Phil Goldfeder on CFPB Interpretive Rule on Buy Now Pay Later (BNPL)
Federal: Statement From American Fintech Council (AFC) CEO, Phil Goldfeder, On the OCC Bulletin Related to Managing Risk for Buy Now Pay Later (BNPL)
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations