Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
OR: AFC Comment Letter to Oregon DCBS on BNPL Bulletin
NY: AFC Comment Letter to NYDFS BNPL Pre-Proposal Comment Period
NY: AFC Comment Letter to NYDFS BNPL RFI
Federal: AFC Comment Letter to HUD on BNPL RFI
CFPB won't enforce rule classifying BNPL as credit cards
CFPB retreats from classifying BNPL like credit cards
Affirm, other BNPL players ratchet up credit bureau reporting
Trade group leader discusses BNPL security and appeal
American Fintech Council (AFC) Urges Oregon Regulators to Adjust Proposed BNPL Licensing Framework
American Fintech Council (AFC) Applauds Fintech Subcommittee for Focus on Expanding Consumer Access and Modernizing Oversight on Affordable Financial Technology Solutions
Statement from American Fintech Council (AFC) Chief Policy Officer Ian P. Moloney on the CFPB Report on Buy Now, Pay Later (BNPL) Trends
Statement from American Fintech Council (AFC) CEO Phil Goldfeder on State Attorneys General Inquiry into Buy Now, Pay Later (BNPL) Products
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations
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