Analytics company helps financial institutions integrate data and AI to drive smarter decisions

Bozeman, MT – December 22, 2025 – The American Fintech Council (AFC), the premier industry association representing responsible fintech companies and innovative banks, today announced the addition of FICO as its newest member. FICO, a global analytics software leader, uses predictive analytics and data science to help businesses across diverse industries make smarter decisions.

As an AFC member, FICO joins a network of financial leaders committed to advancing transparency, accountability, and sound data practices across the financial ecosystem.

“FICO brings deep expertise in leveraging data and analytics to help institutions make more informed decisions for their customers,” said Phil Goldfeder, CEO of the American Fintech Council. “FICO's software and technology empower businesses to improve efficiency, enhance performance, and strengthen customer trust. We’re excited to welcome FICO to AFC as we continue working with industry leaders to ensure data and technology are used to improve consumer experiences and expand access to financial opportunity.”

The FICO® Score has been the industry standard for credit risk evaluation for over 30 years and is used by 90% of top U.S. lenders, helping millions of Americans access homeownership, auto loans, credit cards, and other essential financial products. From enabling lenders to assess credit risk through the FICO® Score to best-in-class enterprise fraud solutions that protect millions of real-time transactions, FICO's applied intelligence turns complex data into clear insights that matter.

"FICO is honored to join the American Fintech Council and contribute to advancing best practices in financial technology," said Julie May, vice president and general manager of B2B Scores at FICO. "We look forward to working with AFC members to promote responsible innovation and strengthen consumer trust in financial services.”

A standards-based organization, AFC is the premier trade association representing the largest financial technology (Fintech) companies and innovative banks offering embedded finance solutions. AFC’s mission is to promote a transparent, inclusive, and customer-centric financial system by supporting responsible innovation in financial services and encouraging sound public policy. AFC members foster competition in consumer finance and pioneer products to better serve underserved consumer segments and geographies.

About FICO 
FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 80 countries do everything from protecting 4 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO® Score, used by 90% of top U.S. lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit access and transparency. 

Learn more at https://www.fico.com. 

Press Contact 
Press@FICO.com

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