Fintech platform provides liquidity and financial management tools to help everyday Americans bridge cash flow gaps

San Antonio, TX (April 16, 2026) – The American Fintech Council (AFC), the largest industry association representing both responsible fintech companies and innovative banks, announced the addition of FloatMe as its newest member. FloatMe is an Earned Wage Access (EWA) provider with a suite of tools to help Americans better manage their finances and access short-term liquidity. By joining AFC, FloatMe will collaborate with other industry leaders to advocate for policies that protect consumers while encouraging the development of responsible and innovative financial solutions.

“FloatMe provides consumers with sensible alternatives to manage short-term cash needs, giving people the power and flexibility to better manage their finances and their lives,” said Phil Goldfeder, Chief Executive Officer of AFC. “Their focus on lowering barriers to access, helping users avoid overdraft fees, and building financial resilience is exactly the kind of customer-first, responsible innovation our industry needs. We are excited to welcome FloatMe as a member and look forward to working together to make financial services more accessible for everyday Americans.”

FloatMe offers a mobile platform designed to help users bridge the gap between paychecks, monitor their finances, and avoid costly overdraft fees. Through features like rent payment reporting to build credit and a subscription management tool, FloatMe empowers its members to gain better control over their financial health. As a member of AFC, FloatMe joins a diverse and fast-growing community dedicated to fostering responsible innovation and financial accessibility for individuals nationwide.

“At FloatMe, we are committed to helping everyday Americans work towards financial prosperity,” said Josh Sanchez, Co-founder and CEO of FloatMe. “Our platform leverages data-driven insights to provide a more transparent and predictable financial experience for those navigating the complexities of modern personal finance. As a member of the American Fintech Council, we look forward to collaborating with other responsible innovators to ensure consumers can access important tools for managing cash flow and building a strong financial future.”

A standards-based organization, the American Fintech Council (AFC) is the largest and most diverse trade association representing financial technology (fintech) companies and innovative banks. On behalf of over 150 member companies and partners, AFC promotes a transparent, inclusive, and customer-centric financial system by supporting responsible innovation in financial services and encouraging sound public policy. AFC members foster competition in consumer finance and pioneer products to better serve underserved consumer segments and geographies.

About FloatMe
FloatMe, launched in 2020, is the fintech app serving everyday Americans. Through Floats of up to $100 and a host of budget management tools, FloatMe gives members the ability to avoid aggressive interest rates and improve their short and long term financial situation. For more information visit floatme.com.

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