“Elections inevitably shape the legislative agenda, but they should never dictate whether working families have access to safe, modern, and affordable financial services. Utilizing responsible innovation to expand financial opportunity and protect consumers is a fundamental priority that transcends party lines.

Congratulations to all the incoming members of the House and Senate. Regardless of the makeup of Congress, AFC will collaborate with leaders across the political spectrum to establish clear, consistent rules of the road that empower responsible fintech innovators and mission-driven community banks to deliver lower costs, greater transparency, and expanded financial choices for everyday Americans."