Research | American Fintech Council

Recent industry-related research

THE REGULATION OF MARKETPLACE LENDING: A Digest of the Principal Issues

Research

Survey: Mounting Inflation Casts Shadow on Upcoming 2022 Midterms and Additional Action on Student Loans

American Fintech Council

Research

Invisible Primes: Fintech Lending with Alternative Data

SSRN

Research

Lender Automation and Racial Disparities in Credit Access

SSRN

Research

Paycheck Protection Program: Program Changes Increased Lending to the Smallest Businesses and in Underserved Locations

U.S. Government Accountability Office

Research

Banking as a Service, Explained: What it is, Why it’s Important and How to Play

Deloitte

Research

Fintech and the Digital Transformation of Financial Services: Implications for Market Structure and Public Policy

Bank for International Settlements

Policy goals

Discover our primary focus areas by reading about our core issues:

Fintech Lending

Banking-as-a-Service (BaaS)

Earned Wage Access (EWA)

Buy-Now-Pay-Later

Open Banking

Artificial Intelligence

Supervisory and Regulatory Technology

Student Lending

Responsible Innovation within the Credit Reporting Ecosystem

The Future of Fintech Relationships with Sponsor Banks: Decoupling or Doubling Down?

Facilitated by Marc P. Franson, Tobias Moon, & Matthew Stone, Partners, Chapman and Cutler

Charging Forward: The Economics Behind Open Banking

Facilitated by Phil Knight, Director, Financial Services Risk & Regulatory Consulting, Forvis Mazars

What’s in a Name? A discussion of the meaning and impact of an FBO Account

Facilitated by Matthew Bornfreund & Evan Minsberg, Partners, Morrison Foerster

Practical Legal and Compliance Considerations for Developing and Deploying AI

Facilitated by Caroline Stapleton, Partner, Orrick

The Autonomous Edge: Governing Agentic AI’s Leap from Innovation to Accountability

Facilitated by Vinay Bhaskar, COO & Adam Saad, Head of Product, Scienaptic AI

RegTech Rising: Smarter Tools for a Complex Environment

Facilitated by Chris Hilliard, CEO, Founding Members, Winnow

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Recent industry-related research

THE REGULATION OF MARKETPLACE LENDING: A Digest of the Principal Issues

Policy goals

2025 AFC Policy Summit Roundtables

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