State regulators aren’t waiting for Washington. They’re actively reshaping the rules for fintech lenders right now. From the DIDMCA litigation in Colorado to opt-out efforts in Oregon to Iowa’s rising interest rate cap, the state-level activity is accelerating and the stakes have never been higher. Join AFC, Chapman, and industry experts for a candid conversation on what these developments, including the recent OppFi v. DFPI decision, mean for your business, how to engage state policymakers and regulators effectively, and what the evolving landscape means for responsible innovation and long-term growth

Presented in collaboration with Winston Taylor. This session will explore the practical realities of operating a bank beyond obtaining a charter, including governance, risk management, regulatory expectations, compliance infrastructure, and sustainable growth strategies. Industry leaders and legal experts will share insights on what regulators look for when maintaining a safe and sound institution in today’s evolving banking environment. This webinar is ideal for bank executives, fintech leaders, investors, board members, legal counsel, and compliance professionals seeking a deeper understanding of the operational, regulatory, and governance responsibilities required to build and maintain a resilient financial institution in today’s increasingly complex banking environment.

As artificial intelligence continues to evolve, new opportunities are emerging in financial services. From personal finance to lending and payments, and everywhere in between, financial institutions are considering and implementing AI tools to help consumers improve their financial lives. This webinar will explore how businesses are beginning to leverage this technology, what it means for payment/lending ecosystems, and how organizations can prepare for this shift. It will also examine how the latest developments in AI are changing the customer experience both in consumer-facing and enterprise applications.